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Tuesday, September 18, 2012

How to have FUN on a Budget


I wrote a post last week about "My Calendar is FULL", and some of you were understandably concerned about the financial side of things.  It may have appeared that if we were going to be having so much FUN over the course of the next month, that we were therefore intending to spend a lot of MONEY in order to do all that is on our calendar.



After reading the blog post, and the response of the concerned reader, my mom wrote me an email.  I'll just share a little bit of her insider understanding of how things actually work when our family decides to have fun, while sticking to a pretty tight budget.

"I laughed all the way through your explanations (in the comment section).  Free tickets to the Puyallup Fair, take your own food, and you sleep at Gregg and Kayla's home.  I bet the kids spend their own hard-earned money for rides and souvenirs, their choice.  Once you are inside, there are zillions of tents, buildings, and animals to see for free.  Can't get much cheaper than that!  Of course I can visualize the fair . . .  The driver drops off everybody at the entrance to the fair, parks for free miles away, and walks back.  The critics could spend $100s at the fair, but we don't.  :)
I've been wondering which beach with Jim . . . The critics would envision Hawaii with a bill of $500 per night at a fancy hotel, but you two probably don't consume the multiple alcoholic drinks that the critics take for granted.  Maybe Mexico with cheap hotel, given the exchange rate. Any hotel room with a hot water pot for free coffee can produce, within the hotel room, dehydrated meals from instant oatmeal to backpacking casseroles.  Bring your own bowl and spoon . . . Any small motel-fridge will hold cheese and deli meat from a grocery store.  I raised you on cheap travel ideas!
Your response to the critic was well-written.  As I said, I laughed throughout.  I know how I've always saved money while traveling, and I've observed how others spend money wildly without thinking of cheaper alternatives . . . Free restaurant water in a glass is always cheaper than any other drink - unless you are in Mexico and avoiding certain diseases.  Then bottled fruit juice is cheaper than alcohol.  
Enjoy the coming weeks!
Love,
Mom


Yes.  I was definitely raised to travel on a budget.  And, if we didn't know how to travel on a budget, we wouldn't be able to travel.  Period.

So, let me tell you about all of the inexpensive FUN we have planned for the coming month.

2 days away  *  with Hosanna at a Hotel to celebrate her 16th Birthday

                     Hotel  *  splurge (but with cheap tickets bought on the internet)
                     Restaurant Dinner  *  splurge (with 1/2 our meals brought home for leftovers)
                     Hotel Breakfast  *  free
                     "Back to School" Shopping  *  Outlet Mall, Consignment Store, Clearance Racks

2 days away  *  with Jim & the Kids to go to The Fair with Gregg & Kayla

                     Camping Trailer in their driveway  *  free
                      BBQ Dinner  *  regular groceries
                      Fair Tickets  *  free student tickets and 1 free adult ticket for homeschoolers
                      Snacks  *  brought in a backpack from home
                      Rides  *  no.  we don't even go to the ride section of the fair.
                      Souvenirs  *  no.  no desire to spend money on that stuff.
                      Lunch  *  splurge (but sharing 4 meals for 6 people and supporting Young Life with our $$)
                             Dinner  *  leftovers from BBQ at Gregg & Kayla's house

3 days away  *  with a Friend to Scrapbook

                      Retreat  *  splurge (a once or twice per year "treat" for Mama, and documenting Family Heritage)

3 days away  *  with Sarah, Josiah, & Elijah and a Blog Friend & her kids at the Beach

                     Beach House  *  friend's brother's house for free
                     Food  *  regular groceries

2 days away  *  with the Church Ladies to Scrapbook

                     Retreat  *  free at the church
                     Food  *  $10 or $20

8 days away  *  with my Sweet Husband to Sunshine & Beaches

Airfare  *  "use it or lose it" airplane tickets that we had from a trip that was cancelled a year ago.  They were non-refundable, so we couldn't get our money back.  But, we could plan another trip.  Definitely God's Blessing to give us a trip to celebrate our 30th Anniversary.

We waited and watched and waited and watched for discount tickets to any place that had Sunshine & Beaches, and the Lord Blessed us beyond our wildest dreams.

Hotel  *  while our plane tickets could have gotten us to multiple destinations with Sunshine & Beaches, we chose a place that also had very inexpensive hotels.  We are traveling to a place we have never even thought of vacationing, but was chosen solely on the fact that it would be the least expensive place to stay once our "use it or lose it" plane tickets got us there.

Food  *  there will be grocery stores at our destination.  (smile)  but I'm sure we will also splurge for a celebratory Anniversary Dinner.



Yes.  We have a LOT of FUN planned this next month.  But, we really aren't being extravagant at all.

With the unknowns of Jim's job situation, we are very careful with our money, and we say "no" to a LOT of things.  However, we also don't want to be so miserly that we don't allow ourselves or our children to have any fun.

It's always a balancing act.  We would say "no" to most of the above activities, if our bank account was nearing zero.  But, at what point can we allow ourselves to "have fun", to "spend a bit", to not "count every penny"?  After working 70-80 hours per week for the past 6-8 weeks, shouldn't Jim be allowed to spend a bit of that on just. plain. fun.?

Do we need 1 month's expenses in the bank before we allow ourselves to have fun?  Maybe you think we should have 3 months or 6 months expenses in the bank before we "spend foolishly".

On the flip side, if we are over-the-top worried about how we will pay our bills in 6 months, haven't we forgotten about the "trust" side of things?  Have we forgotten that the Lord has promised that He will provide?  Have we forgotten that the Lord has continued to provide work for Jim for the past 21 months of unemployment and temporary jobs?  

Yes.  It is a balancing act.  We are always asking ourselves these questions . . . always weighing our answers carefully and prayerfully.


For us . . .

. . .  visiting Gregg, Kayla, & Noah is a priority.  
       Yes.  Gas is expensive.  But, it is a priority.

. . .  having Mother/Daughter Time with Hosanna 
       and celebrating her 16th Birthday is a priority.

. . .  Scrapbooking is a priority.  Not only does it give me a little "Mama Time"
       but more importantly it gives us Family Heritage Albums that are irreplaceable.  
      Neither Jim nor I grew up in homes that had family photo albums.  So, we 
      decided many years ago that pictures, and albums, and memories, 
       and stories are just. plain. a. priority.

. . .  Friends are a priority.  When my sweet Bloggy Friend invited the kids and I 
       to join her at the beach, you bet we said, "Yes!"  For us, building friendships 
       is more than worth the cost of a tank of gas.

. . .  a Vacation for Papa & Mama is a priority.  Yes.  We will spend a bit of money 
      on a hotel for a week.  But, it has been 4 years since we have been away for more 
      than 2 days . . . and the most challenging 4 years of our lives.  We NEED to get away.  
      We NEED Sunshine & Beaches.  We NEED to relax and enjoy each other.  
      We were BLESSED with plane tickets, and we are making it 
      a priority to use them for our very best vacation ever.



Don't worry about us.  Jim is working hard.  We are paying our bills.  We are putting money away for the winter (if unemployment rears its ugly head again).  But . . . we are also having FUN . . . which for us is a PRIORITY.







13 comments:

  1. You and your family are one of the most frugal and amazing families I know...you GO and have fun this month and do not let a few comments make you feel a BIT guilty for making memories with your family, with your friends and investing in you and Jim!!!! Love you sweetie!!!

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    1. Thanks, Friend!

      We are not feeling one bit guilty for PLAYING this month. Oh. My. No. We are EXCITED for all of the FUN; we are THANKFUL for the work God has provided; we are BLESSED for all of the provision for each little fun activity (and the really big trip).

      Love you, too!

      Coffee soon?

      Laurel :)

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  2. Hi Laurel! I can't remember if I have ever commented or not, but I keep up with you guys pretty regularly and have prayed often for you, Jim and your family. It turns out we have a mutual friend...Amy Block. She is an IRL friend so now you know I am not a crazy person. ; )

    While I absolutely believe in good, biblical stewardship and not over spending and saving and giving...I just wanted you to hear from someone who doesn't think you are obligated to provide me with a financial print out so that I as a blog reader can approve your trip with Jim. ; ) I smile, though, because I would have written the same post about how you guys are making your anniversary trip work...LOL

    Anyway...my hubby and I took a beach trip to celebrate our tenth anniversary. We are normally not ones to spend money on something like that and we don't have regular child care let alone people to keep our kiddos overnight. But we managed to convince my mom to keep our kiddos...(smile) and booked a trip. We have lost a BUTTLOAD of money on failed adoptions. So we could have easily said we just needed to put the money we would spend on a trip into savings to help recoup from our huge adoption expenses over the years. But we both really felt like we needed the chance to get away. Like I said and like you guys...the chance to have time alone together almost never happens. So we went for it. And SOAKED in every. single. minute together. Little did we know that about two months later we would begin a 10 month legal fight to try to adopt our son's bio sister. It was incredibly expensive and we lost. It was a process that absolutely beat the junk out of us. Long story that I won't bother you with. Anyway...we look back at our trip (the calm before the adoption storm) with such deep joy, incredible memories and gratefulness that God allowed us such a gift. All that to say...soak in every minute of your trip with Jim. Celebrate life. Celebrate God's faithfulness and His sustaining presence in Your marriage and family. And know that you have at least one blog reader who doesn't care if you order a filet instead of eating a sandwich. ; )

    ReplyDelete
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    1. So fun to hear from you . . . and so fun that we have a mutual IRL friend. :) Can't wait to read your blog and find out all about your family.

      I really didn't mind writing this post at all, because I get EXCITED to share with people how the LORD provides and BLESSES us.

      We are so ready to soak up the sun together, and to ENJOY every single minute of it (including an expensive filet or two).

      Hugs!

      :) :) :)

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  3. Do you have real people criticizing your spending? I sure hope not! You do a wonderful job of living on a tight budget and not sitting around feeling sorry for yourself! I hope you guys have an awesome time on all the trips!
    Jenny
    www.ourplansmultiplied.blogspot.com

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    1. Hi Jenny,

      Good to hear from you.

      Yes. I do have people that criticize just about any/all of our financial spending (even local people that "stalk" me and then comment on my blog when I've been to the hairdresser or gotten my nails done). Seriously.

      When I wrote this post http://www.ourjourneyoffaith.net/2012/09/my-calendar-is-full.html I got a comment that told me we should really "just stay home" . Yep.

      Because we have asked people to pray for us throughout on and off unemployment for nearly 2 years, some of those people believe it is their place to then critique every.single.expenditure.


      Oh well. I actually get excited to share with people all of the ways that the LORD provides and BLESSES us. :)

      Laurel :)

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  4. Don't ever feel you have to explain your life, reasoning or parenting decisions on your blog. It's your blog. Your life. You know what is best for your family. If people don't like what they read, there are lots of other blogs they can go read.

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  5. It's interesting to hear how your family has fun on a budget, but I hate that you feel like you have to defend yourself. Honestly, it's no one else's business what you do with your money. You're the one who has to live with your budgeting decisions, just like all of us. I know that our family has had some terrific cheap trips. We once went on a 3 day trip with 6 kids, stayed in a great hotel with a pool, ate in the hotel restaurant and another fancy restaurant, saw a neat show, visited a kids museum and a petting zoo, and we spent less than $200. Good planning, coupons, rebate cards, gift cards from birthdays, special promotions. I'm sure you use all the same tricks we do. What do people want you to do? Stay home in bed and moan about how broke you are? Live life!

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    1. One commenter did tell me that since I had asked you all to pray for a job for Jim (which means we need finances), then YES we should "just stay home" until Jim gets a permanent job. Seriously.

      Your trip sounds GREAT!

      :) :) :)

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  6. Wow -- Ilove your mom's thrifty travel ideas!! I think we all choose our "fun" expenditures, whether it's a little money or a lot. We all have different priorities and it's easy to criticize anyone who have priorities different than ours. I LOVE going to scrapping events -- I always think "Wow! This was such a bargain!" Great food, fun friends and I get to show off my work!

    One question I had when you posted your month's events, but I don't mean it as a criticism, just curious. Are you allowed to visit Little Miss? Is there an initial period of time of separation in order to change the associations she has with family and home?

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    1. Hi Stephanie,

      Great question about Rachel. No offense taken, at all. :)

      She had a 45 day period that we had "No Contact" in order to get settled. They do encourage families to visit every 3-6 months. However, when we do visit, we are only allowed 2 hours for each of the first 2 visits. This means that we drive 600 miles each way (which is a lot of gas $$) in order to spend 2 hours with her. We will most likely plan a weekend trip just for me and Jim (so that we can drive the little non-gas-guzzling car) and make it a "weekend away".

      She is encouraged now to phone us every 2 weeks. We are hoping to have some very successful phone conversations with her, before we plan an expensive trip to see her (knowing that she may have no desire to spend time with us once we have driven the 600 miles).

      It will also be a very difficult drive to make in the winter, so we are hoping for a trip "before the snow falls".

      Thanks for asking.

      Laurel

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  7. Hi Laurel,
    I've been reading for a while now but I don't think I have ever commented on here. I just wanted to share a little story with you to encourage you (and those who think you should just "stay home") that yes, God provides for our must have needs but He also wants to bless us beyond that ... I am in YWAM (for the past 8 years off and on) like one of your daughters and I recently took a uofn course and it's outreach that was going to cost me around $10,000. All of the other things in YWAM that I have done, I (with my parents help at times) have always paid for. But God had been asking me for over two years "When are you going to trust me to provide financially for you?" So I finally let Him and it has been the most amazing experience of my life. He provided ALL the money in lots of very different ways, but I was very frugal and refused to spend basically any of the money. He challenged me on doing this also - It was like I was only trusting Him to provide the $10,000 but nothing above that. (Sorry this is getting long). Anyways I was at this market and actually bought something! - Gasp! (earings, lipgloss and a little something for my brother). I cringed at spending that $10, but within 5 minutes a lady handed me $10 just because she wanted to bless me!!! So all that to say, God is such a good God and I have no doubt that he wants to bless you and your family with these little extra adventures in the upcoming months :) Have fun!

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    1. Thanks Trisha.

      Great to hear from you. Thanks for commenting.

      YES!!! God does so want to BLESS us, beyond just provision of shelter, food, and clothing. He desires to give us "Sunshine & Beaches" vacations, when we know that "we" can provide no more than a trip to the park.

      He doesn't tell us to sit at home building up our savings accounts. He wants us to TRUST that HE will continue to provide next month, and in the months to come.

      Now . . . that is NOT to say that we should never have a savings account. oh.my.no. It just means that we need to SEEK HIM, TRUST HIM, and allow HIM to guide our financial decisions (even if/when the world says we are "foolish").

      Jim's 22 month (so far) journey of unemployment and temporary jobs has taught us a LOT about TRUSTING the LORD . . . and HE has never let us down.

      Thanks for sharing your story.

      Mama D. :)

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